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The Official Web Site of the State of South Carolina

 Legal Division

The General Assembly has charged SCDCA with advising the Legislature and Governor on consumer issues and state of credit in this State.  The Department is the administrator and enforcer of the law governing consumer credit transactions and also has responsibility over approximately fifteen industries. The investigative and legal enforcement activities of the Department are assigned to the Legal Division. The Division also provides consumer law guidance to the financial industry, magistrates, attorneys, and law enforcement agencies, just to name a few. 

  • Licensing and Regulation

  • Other Consumer Related Laws

  • Predatory Lending

  • Statutes Enforced by DCA

    • Dollar Amount Adjustments *NEW* Effective 7/1/2014 (PDF Version)
  • Dollar Amount Adjustments 7/1/2012-6/30/2014 (PDF Version
  • Dollar Amount Adjustments 7/1/2006-6/30/2012 (PDF Version)