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 Legal Division

The General Assembly has charged SCDCA with advising the Legislature and Governor on consumer issues and state of credit in this State.  The Department is the administrator and enforcer of the law governing consumer credit transactions and also has responsibility over approximately fifteen industries. The investigative and legal enforcement activities of the Department are assigned to the Legal Division. The Division also provides consumer law guidance to the financial industry, magistrates, attorneys, and law enforcement agencies, just to name a few. 

  • Licensing and Regulation
  • Other Consumer Related Laws
  • Predatory Lending
  • Statutes Enforced by DCA
    • Dollar Amount Adjustments *NEW* Effective 7/1/2014 (PDF Version)
  • Dollar Amount Adjustments 7/1/2012-6/30/2014 (PDF Version
  • Dollar Amount Adjustments 7/1/2006-6/30/2012 (PDF Version)
  • Contact Information

    Danny R. Collins
    General Counsel
    (803) 734-4240

    Kelly H. Rainsford
    Director of Regulatory Enforcement
    (803) 734-4236

    Fax: (803) 734-4229

    Toll Free (in S.C.): (800) 922-1594