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Licensing and Regulation

The South Carolina Department of Consumer Affairs (DCA) is implementing a new licensing database. Click to access DCA's new online licensing system. Review the descriptions below for basic information about the industries required to be licensed by DCA.


Athlete Agent

Enters into an agency contract with a student athlete or, directly or indirectly, recruits or solicits a student athlete to enter into an agency contract.


Continuing Care Retirement Communities

Provides lodging along with nursing, medical, or other health-related services to people 65 years of age or older pursuant to a continuing care contract. Includes independent living, assisted living, and skilled nursing care. Institutions operating solely as nursing homes and community residential care facilities are licensed by DHEC.


Credit Counseling

Offers to improve credit rating, reduce debt, or eliminate debt. Includes credit repair, debt consolidation, debt management, debt negotiation, debt settlement, foreclosure assistance, and loan modification.


Discount Medical Plan Organizations

Offers discount programs for health care services with participating providers (doctors, pharmacies, etc.). Does not include insurance.


Mortgage Brokers

Acts as a mortgage broker (bringing borrower and lender together to obtain mortgage loan). Includes loan correspondents, table-funding, and third party loan processors and underwriters.


Motor Clubs

Offers memberships for motor club services or reimbursement for motor club services including towing, emergency roadside, emergency travel expense, travel, guaranteed hotel/motel rates, new car pricing, etc.



Lends money for goods or personal property that may be redeemed or repurchased at a later date.


Physical Fitness Services

Offers services for development of physical fitness through exercise or weight control. Includes personal trainers, gyms, health or exercise centers, clubs, studios, or classes; health spas; weight control centers, tanning centers; and athletic or sport clubs.


Preneed Funeral Providers

Sells contracts for purpose of performing funeral services or providing merchandise or services of any nature in connection with the final disposition of a person who is alive at the time of the contract.


Prepaid Legal Services

Offers contract for legal services or reimbursement for legal services for a predetermined, specific, periodic fee.


Professional Employer Organizations

Offers an arrangement by which its employees are assigned to work at a client company and in which employment responsibilities are shared with the client company.


Registered Creditors

Credit Grantor Notification

Makes consumer credit sales, leases, loans, or rental-purchase agreements (rent-to-own); or takes assignment of rights against debtors arising from these transactions.

Maximum Rate Schedules

Charges an Annual Percentage Rate (APR) in excess of 18% on consumer credit sales or consumer loans.

Motor Vehicle Dealers Closing Fees

Charges a closing fee (administrative fee, doc prep fee) on a motor vehicle sales contract.