Money & Credit

Automobiles

What You Need to Know About Flood Damaged Vehicles (PDF) - Here are tips to keep in mind when car shopping to avoid buying a flood-damaged vehicle.

Gas Prices (PDF) - Consumers can use these tips to help stretch their dollar and get the most out of a gas purchase

Lemon Law

SCDCA's Auto Guide For Consumers (PDF) - Here is a road map that lays out the process for purchasing a new vehicle, from financing fees to scams.

Credit & Finances

Credit Reports - What They Are and Why They Matter (PDF) - Learn the basics of credit reports including how they are used, improving your credit score and the common credit myths.

Credit Scores Explained (Webinar)

CARD Act (PDF) - Consumers can use this guide to know their rights under the Credit Card Accountability, Responsibility & Disclosure Act.

Consumer Rights Regarding Loans (PDF) - A summary of your rights and responsibilities when it comes to consumer loans.

Credit Basics (PDF) - Learn your rights as a consumer and responsibilities of creditors when it comes to credit.

Fast Facts: Credit Repair (PDF)

Protect Your Money (PDF) - Protect yourself or someone you love from thefts, scams and fraud with these tips.

Refund Anticipation Loans (PDF) - Have you heard an ad promising "Fast Cash Refunds"? SCDCA suggests these tips to help you hang on to your hard earned money.

Recovering from a Disaster (PDF) - Natural disasters can cause a major inconvenience in your life. Here's what to do after the storm.

The IRS, Taxes and You (PDF) - Refund anticipation loans, free tax help, tax scams, there are plenty of things to watch for during tax season.

Shopping for Products & Services

10 Freebies (PDF) - Here are 10 things you can do to be a savvy consumer.

Be A Savvy Shopper This Holiday Season (PDF) - Follow these shopping tips to get the most from your holiday deals.

Motor Club Services (PDF) - Motor Club Services can keep you in the fast lane, but consumers should carefully weigh their options before settling into the driver's seat.

Preneed Funeral Contracts (PDF) - While a preneed contract can offer peace of mind, it's important to do research before signing on the dotted line. Here's what consumers need to know.

Prepaid Legal Services (PDF) - Get the fast fact on what prepaid legal services are and things to consider before committing to a contractual agreement.

Shopping and Overspending (PDF)- When going on shopping sprees, consider these long-term effects overspending can have.

Free Trials (PDF) - A free trial of a product could see like a good idea, but there are some things you can do to protect yourself from the possible pitfalls of a free trial period.

Gas Prices (PDF) - Consumers can use these tips to help stretch their dollar and get the most out of a gas purchase.

Guard Your Wallet on the Road (PDF) - The following tips will help you keep your finances safe as you travel!

Holiday Shopping (PDF) - Follow these shopping tips to get the most from your holiday deals.

Online Shopping (PDF) - Just because a website looks good doesn't mean it's real. Stay safe while shopping online with these tips.

Price Gouging (PDF) - Price gouging laws come into effect when a State of Emergency is declared. Here is what you need to do if you think you've been a victim.