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You can file a complaint and submit applications for licensing online. Filings you do not wish to make, or that are not available, online can be submitted via mail for processing.

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Chapter Five

  • 5.106-7709 (PDF), issued 7/11/1977
    The garnishment provisions relate to involuntary deductions from earnings and not to voluntary requests for deductions.
  • 5.109-7913 (PDF), issued 7/9/1979
    Clarification of "payment as required by agreement."
  • 5.110-7703 (PDF), issued 4/22/1977
    Provisions concerning notice of the consumer's right to cure and cure of default apply to secured single payment loans.
  • 5.110-7703, (Reconsideration) (PDF), issued 6/24/1977
    Provisions concerning notice of the consumer's right to cure and cure of default apply to secured single payment loans.
  • 5.110-7711 (PDF), issued 8/16/1977
    Notice of the consumer's right to cure must allow at least 20 days to cure the default.
  • 5.110-8501 (PDF), issued 12/2/1985
    The cure notice provided in § 37-5-110(2) may be altered in certain circumstances. 
  • 5.110-8602 (PDF), issued 10/27/1986
    Alteration of cure notice by deleting references to the creditor's ability to repossess the collateral.
  • 5.111-8004 (PDF), issued 5/7/1980
    Although § 5.111 does not require creditor to wait ten days before proceeding against a consumer or goods that are collateral in connection with subsequent defaults on the same obligation, other considerations may.
  • 5.204-7507 (PDF), issued 6/2/1975
    Buyer's right to cancel home solicitation sale secured by the buyer's residence is controlled exclusively by the Federal Truth-in-Lending Act.


The Administrative Interpretations are provided by the South Carolina Department of Consumer Affairs (SCDCA) for informational purposes only. While every attempt has been made to ensure the accuracy of the information on the website, SCDCA makes no warranties or representations regarding its accuracy or completeness, and each user of this website understands that SCDCA disclaims any liability for any damages in connection with its use. Due to changes in law and interpretation, it is recommended that you confirm with the SCDCA that the documents intended for use are still accurate and have not been superseded prior to any formal use.