Ditch the Pitch
The Department is currently working at a limited capacity onsite. You can file a complaint and submit applications for licensing online. Filings you do not wish to make, or that are not available, online should be submitted via mail for processing.
Department staff is available to assist with any questions at (800) 922-1594 (toll free in SC) or 803-734-4200 8:30 a.m. until 5 p.m. Monday through Friday, excluding State holidays. You can also email general questions to firstname.lastname@example.org.
The Administrative Interpretations section of the South Carolina Department of Consumer Affairs Website includes clarifications and explanations of the South Carolina Consumer Protection Code ("the Code"). The interpretations allow for a more detailed look at how the Code applies in specific circumstances, and clarifies terms and concepts used in the Code. To find information regarding a specific chapter of the Code, select the chapter from the list below and you will be directed to a page containing those specific Administrative Interpretations. The naming convention for the Administrative Interpretations can be best understood as chapter, subsection, year issued and interpretation number for that year. A good example is: An interpretation named 3.201-8402 would be in relation to § 37-3-201 and was the second Administrative Interpretation issued in 1984.
You will also find a short summary of what topic the Administrative Interpretation relates to. For situations in which an interpretation was issued and then was further asked to be reconsidered, you will find both the initial Administrative Interpretation as well as the reconsidered Administrative Interpretation listed for completeness.
CHAPTER 11 - DEPARTMENT OF ADMINISTRATION
CHAPTER 39 - DEFERRED PRESENTMENT SERVICES
CHAPTER 1 - GENERAL PROVISIONS AND DEFINITIONS
CHAPTER 2 - CREDIT SALES
CHAPTER 3 - LOANS
CHAPTER 4 - INSURANCE
CHAPTER 5 - REMEDIES AND PENALTIES
CHAPTER 6 - ADMINISTRATION
CHAPTER 7 - CONSUMER CREDIT COUNSELING
CHAPTER 9 - EFFECTIVE DATE AND REPEALER
CHAPTER 10 - MISCELLANEOUS LOAN PROVISIONS
CHAPTER 30 - GUARANTEED ASSET PROTECTION
The Administrative Interpretations are provided by the South Carolina Department of Consumer Affairs (SCDCA) for informational purposes only. While every attempt has been made to ensure the accuracy of the information on the website, SCDCA makes no warranties or representations regarding its accuracy or completeness, and each user of this website understands that SCDCA disclaims any liability for any damages in connection with its use. Due to changes in law and interpretation, it is recommended that you confirm with the SCDCA that the documents intended for use are still accurate and have not been superseded prior to any formal use.