Ditch the Pitch
Department staff is available to assist with any questions at (800) 922-1594 (toll free in SC) or 803-734-4200 8:30 a.m. until 5 p.m. Monday through Friday, excluding State holidays. You can also email general questions to firstname.lastname@example.org.
Credit Counseling (PDF) - What to do when you think credit counseling is right for you.
Credit Repair (PDF) - Having a plan in place to repair your credit can eliminate unnecessary worry. Here are a few steps to get you started.
Credit Reports - What They Are and Why They Matter (PDF) - Learn the basics of credit reports including how they are used, improving your credit score and the common credit myths.
Debt Collection (PDF) - With consumer debt at all-time highs, more people are being contacted by "debt collectors". Know your rights.
Debt Collection Scam (YouTube Video) - SCDCA warns consumers to be on guard of a telephone scam that plays on consumer fears by threatening incarceration for a past debt.
Harassed by Debt Collectors? (YouTube Video) - There are limits to what debt collectors can and can't do when trying to recover an owed debt. Check out this advice on what to do if a debt collector is harassing you.
Wage Garnishment (YouTube Video) - Understand wage garnishment and learn when your money can and can't be taken.